How to Use MCTRpayment?

Are you eligible for the Middle-Class Tax Refund scheme and wondering how to use MCTRpayment? Well, then, welcome to the club of eighteen million Californian taxpayers who are trying to figure out the exact same thing.

MCTR is no less than a godsend for Californian citizens and allows taxpayers to access their inflation money to pay out bills and carry out other activities. But here, the question arises – How? While the government has already credited payments to over seven million taxpayers in California, the method to use the funds and activate the card is still a matter of discussion for most of them.

Hence, we’ve outlined the stepwise instructions to use MCTRpayment, so you can easily transfer funds, get cash, and obtain a replacement, and that’s too in a matter of seconds. Let’s dive right in.

How to log into MCTRpayment?

Before we proceed any further, make sure you log into the MCTRpayment to get the most out of it.

Here’s how to do so.

  1. Open the official website of the MCTRpayment and expand the drop-down menu.
  2. Locate the Login button at the bottom, and select to open it.
  3. A new tab will open where you must enter the User Id and Password. Make sure you enter the right information to avoid any hassle later on.
  4. Once done, click the Login button, and you can then access the dashboard.

The dashboard allows you to check your eligibility, fee schedule, transaction limits, and remaining balance.

Can you get cash using an MCTR card?

Yes, definitely, as there are multiple methods through which you can carry out the process. However, please note that there are limits on the amount of cash you can withdraw at merchants and ATMs.

Here are mentioned a few methods that may help you get cash using the MCTR payment.

·         Via ATMs

Those having MCTR cards can visit the ATMs around them and withdraw cash at in-network machines featuring the MoneyPass or Allpoint brands. The best part – no fee will be charged at in-network ATMs. However, you will find a surcharge fee if you try to opt out of cash from an out-of-network ATM. Getting cash using an ATM is simple. All you have to do is insert the card, enter your PIN, and select Withdrawal to get the money.

·         From a bank or credit union teller

The second easiest method to get cash using an MCTR card is to visit the bank or credit union teller that features a Visa logo. Evaluate your balance, since the teller won’t tell you the same. Ask them to withdraw the amount and enter a 4-digit PIN.

·         Through Participating Merchants

Finally, you can withdraw cash from the MCTR card by visiting participating merchants. It is probably the most convenient method and is highly recommended. To request cash-back, select Deibit on their keyboard and enter your PIN. Put in the amount and select Ok to get it done.

Have you activated your MCTR Payment Card?

You are now aware of multiple methods for withdrawing cash using the MCTR payment method, but wait – have you activated your MCTR card? You can withdraw the cash only if your card is activated, just like any other ATM or debit card.

Looking for help? Well, this guide may help you. Here’s how to activate the MCTR Payment card in a few simple clicks.

  1. First of all, log into the MCTRpayment account, using your user ID and password, and access your dashboard.
  2. Activate the card and set a 4-digit PIN. Make sure to note down this security code, as it’s the only key to access your money.
  3. As soon as you activate the card, check your balance either from your dashboard or by calling 1800-24–0223. Before you start using it, it’s better to check transaction limits and fee schedules to avoid any last-minute surprises.
  4. Put your signature on the back of the MCTR payment card before withdrawing money.



MCTRpayment is a go-to platform to access your MCTR card balance, eligibility conditions, and card activation. This portal is mainly launched to bridge the gap between taxpayers and MCTR representatives, so you can easily find out about the Middle-Class Tax Refund scheme and card without leaving your comfort zone.

The guide about how to use MCTRpayment ends here. We hope our research will help you activate and use the MCTR card with ease. For more such informational guides, bookmark the page and visit the website regularly.

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